Hi, I injured my shoulder and my doc sent me to physical therapy. When this
didn't help, I ended up having surgery. I ended up having bone spurs, arthritis and pinched nerves. I was sent back to physical therapy after surgery.
My insurance only allowed 2 visits and then denied me. They said that I was only allowed 12 visits for the year and had used them up. Physical therapy and my orthopedic requested an appeal on my behalf and I was still turned down.
I believe that under the circumstances, I should of been allowed more visits. To this day my shoulder has limited movement and I still have pain when I try and move it a certain way. I believe that my medical insurance was negligent.